A Family Protection Decision Game
🏑
IMG_001 β€” Opening illustration
Winding life path, family home, shield, warm sunrise. No text. No logos.

The Game of Life,
Protected

Play through real life events. See what protection does β€” and what it costs when it is missing.

Educational game using fictional examples. Not a quote, application, or policy illustration. Coverage subject to eligibility and policy terms.

Your Life Builder Worksheet
Section 1 of 7
About you
Your age, role, and main goal shape which protection path can realistically fit.
Every field you complete sharpens the game's math and makes the result more useful.
Personalizes your result.
Affects estimated cost ranges.
Context only β€” not underwriting.
What is your main goal?
Choose the one that fits closest. This drives your solution path and game setup.
Final Expense Coverage
Funeral costs, burial, and small debts.
Mortgage / Debt Protection
Protect a loan, mortgage, or temporary obligation.
Income Replacement Years
Replace income while people still depend on it.
Illness Access Protection
Access benefits if a qualifying serious illness happens.
Lifetime Cash Value Coverage
Permanent coverage with long-term cash value potential.
Whole Life Guarantee / Legacy Coverage
Guaranteed values, potential dividends, family riders, or charity legacy.
All fields optional β€” more = better result.
Monthly money picture
The game needs monthly numbers so choices fit real cash flow, not fantasy money.
Income and budget directly control which solution paths are green, yellow, orange, or red in the game.
Used to calculate coverage gap, not for underwriting.
The monthly amount that would not create pressure.
Shows available margin for additional protection.
What the family could access quickly in a crisis.
Reduces the calculated coverage gap.
Home and debt
Temporary obligations help determine whether the need is short-term, long-term, or lifetime.
A mortgage or loan balance is often the largest single reason a temporary protection layer is more urgent than a permanent one.
Cards, auto, student β€” total is fine.
Shapes the coverage timeframe needed.
Family and dependents
This keeps the coverage goal tied to real people and real timeframes.
The number of dependents and years until independence directly set the income replacement window the game uses.
Spouse, children, parents β€” anyone who would feel a gap.
Used to calculate income replacement window.
Retirement and future flexibility
This helps identify whether the goal is only protection or protection plus long-term flexibility.
Retirement savings and flexibility goals shift which paths score highest internally and which appear green vs. orange.
Health and eligibility snapshot
This does not determine approval, but it helps the game avoid suggesting paths that may not fit.
Health flags shift option colors in the game. A path that would otherwise be green may show yellow or orange if eligibility is uncertain.
Helps the guide prepare better. Not used for underwriting here.
How to follow up
The last fields make the next step easy when you are ready.
Before You Play

Send your worksheet to Kevin first.

Your answers are ready. Kevin will already know your picture before you talk β€” no starting from scratch.

What Kevin will receive
You can also send the full results after playing.
🎲 The Game of Life, Protected
β€”
Turn
1 / 12
Monthly Budget
$0
Protection Cost
$0/mo
Monthly Margin
$0
Coverage Gap
$0
Shield Score
0
Burden Tokens
0
🎲
Draw a card to begin Turn 1.
Active Protection Paths
None yet. Visit the Protection Shop.
Burden Tokens
None. Keep it that way.
Turn Journal
Your Protection Summary

Here is what the game showed.

Based on your worksheet and every choice made during play.